Harnessing innovative, digital technology to deliver accessible loans, Creditas is on a mission to democratize low-interest products and distribute resources that weren’t previously reaching some consumers. The company is helping to increase the supply of fair and secure loans while injecting new money into the system.
Rather than determining loan interest rates solely on the operational costs and risk of defaulting (as seen with traditional lenders), Creditas allows clients to use goods as collateral to access lower rates and smaller installments. All services are conducted online using their digital platform, helping to reduce the agency overheads that are otherwise passed onto consumers.
Creditas prides itself on cultivating a diverse and inclusive working environment, with people who are passionate about bringing about positive change. Staff at all levels are encouraged to express their ideas, without the rigid hierarchies that have long been associated with the lending world. They seek out both young and energetic talent, as well as experienced professionals to create a space where everyone can learn, teach and share their knowledge.
You can find more info at https://www.creditas.com.br/
Creditas was born from the mission of reducing interest rates in Brazil.